Umbrella Place

A family-run company by two brothers, two families — one on the Florida Gulf Coast, one along Utah's Wasatch Front. Four things under one roof. Each with its own front door.

Real Estate
Private Lending
Leadership
Education

Our Story

Two brothers, raising our families on opposite coasts — one in the Florida panhandle, one in the Utah valley. We served our country, built businesses, and now build companies we'd be proud to put our names on.

Cole Smith

Cole Smith

Managing Partner

Cole served as a human intelligence collector and Arabic linguist before commissioning as an officer in the U.S. Army. He continued as a Special Agent deploying to countries in crisis. After government service, he founded a SaaS company and now advises and invests in early-stage businesses. His drive to connect capital with opportunity led him to start Umbrella Place with his brother Zach.

Zachary Smith

Zachary Smith

Managing Partner

Zach flew as a Navy pilot before transitioning into software engineering, earning a Master’s degree and building a career solving complex technical problems. His ability to analyze systems and cut through complexity pulled him into real estate capital brokerage—investors move fast and need financing that keeps pace. He lives on the Florida Gulf Coast with his wife and four kids.

Get in Touch

For specific business inquiries, the four sites above each have their own contact path. For anything else — or if you're not sure where to start — reach out here.

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Umbrella Place
Cole & Zachary
Smith