Privacy Policy

Introduction

Umbrella Place ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at umbrellaplace.com or submit an inquiry through our intake form.

Information We Collect

Information You Provide

When you submit our intake form or contact us directly, we may collect:

• Name (first and last)
• Email address
• Phone number
• Loan type and purpose
• Property type and location (state)
• Estimated loan amount
• Credit score range
• Timeline for funding

Information Collected Automatically

When you visit our website, we automatically collect certain information through Google Analytics, including:

• IP address and approximate geographic location
• Browser type and operating system
• Pages visited and time spent on each page
• Referring website or source
• Device type (desktop, mobile, tablet)

How We Use Your Information

We use the information we collect to:

• Respond to your inquiry and evaluate your loan scenario
• Match you with appropriate lending partners from our network
• Communicate with you about your deal and our services
• Improve our website and user experience
• Comply with legal obligations

Information Sharing

We do not sell your personal information. We may share your information with:

• Lending Partners: We share your deal details with lenders in our network who may be a fit for your scenario. This is the core purpose of our brokerage service.
• Service Providers: We use Google Analytics for website analytics and Google Firebase for secure data storage.
• Legal Requirements: We may disclose your information if required by law or to protect our rights.

Data Security

We use commercially reasonable security measures to protect your personal information, including encrypted data transmission (HTTPS) and secure cloud storage through Google Firebase. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Google reCAPTCHA

Our intake form uses Google reCAPTCHA v3 to prevent spam and abuse. By submitting our form, you acknowledge that your use is subject to the Google Privacy Policy and Terms of Service.

Cookies and Tracking

We use cookies and similar technologies through Google Analytics to understand how visitors use our website. You can control cookies through your browser settings. Disabling cookies will not affect your ability to use our website or submit an inquiry.

Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction or deletion of your personal information
• Opt out of any marketing communications
• Request that we stop sharing your information with lending partners

To exercise any of these rights, contact us using the information below.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after changes are posted constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or your personal information, contact us at:

• Email: zachary@umbrellaplace.com
• Phone: (850) 706-0145